Your Journey to Financial Freedom Starts Here
At Luna Debt Relief we want our clients to be Debt Free as quickly as possible and at the lowest amount. Our clients typically resolve their debt within 24-48 months and can reduce their monthly payments by more than half!
Our Process is Simple
Tell Us About Your Debt
We'll provide you with a FREE debt assessment and a personalized plan of action for YOU.
Learn What You Can Save
Our goal to keep more money in your pocket. Pay less than what you are currently paying monthly.
Say Goodbye to Debt
Get back to financial stability and living your life within 24-48 months.
Illuminating Bright Paths in Dark Times
Our Experts Are Knowledgeable
in all Forms of Debt
Credit Card Debt Relief
Pay a fraction of the credit card debt you owe in less time.
Personal Loan Relief
Our experts can help you navigate through life's financial challenges.
Debt Consolidation
Save by combining multiple credit card debts into one affordable loan.
Debt Relief Settlement
Pay off the debt you owe in less time and maximize your savings.
Bad Credit Debt Relief
Our team can help resolve your debt regardless of credit score.
Unemployment Debt Relief
Put your unemployment debt behind you and get the fresh start you deserve.
You're in Good Company
These reviews are from real clients who went through a debt relief program and have authorized us to use their reviews.
Christine M.
Freelancer
Gary S.
Design Agency Owner
Mark R.
Owner of azzi
Pay Off Your Credit Card Debt
We'll provide you with a FREE debt assessment and a personalized plan of action for YOU.
Essential Reads for Financial Wellness
FAQs
To provide you with a clearer insight into what you can anticipate, review answers to some frequently asked questions that may address your queries.
Your credit score may experience a temporary decline as you enroll in the program, depending on your current credit standing. It's important to note that a significant determinant of your credit score is your credit utilization. As the program resolves your debts, your overall debt should decrease, which should lead to a lower credit utilization and potential long-term improvement in your credit score.
The program fees vary from 15-29% of the total enrolled debt to be settled, and the rates may differ based on your state of residence.
The timeframe for resolving your debt through our program hinges on the speed at which you can accumulate funds for settlement offers. The more rapidly you save, the sooner you can achieve financial freedom, usually within a span of 24-48 months. In contrast, adhering to minimum credit card payments might extend your debt repayment to 10-20 years, resulting in paying back 2x, 3x, or even 4x the initially borrowed amount.
We handle the majority of unsecured debts*, engaging in daily negotiations with major credit card issuers and banks to reduce outstanding balances. Some of the debts eligible for settlement assistance include Credit Cards, Personal Loans, Lines of Credit, Medical Bills, Collections, Repossessions, Business Debts, and Certain Student Debts.*Unsecured debt refers to any debt not tied to an asset like a home or automobile, offering consumers fewer complications as they aren't at risk of losing an asset if unable to repay the debt.
Falling behind on payments for unsecured debts doesn't give lenders a claim on your property or the ability to repossess items or foreclose on your home; however, they can file a lawsuit against you. If uncertain about your debt's eligibility, please don't hesitate to contact us at 888-861-5862.
While there's a slim chance of facing a lawsuit from a creditor, it's worth noting that legal proceedings can be costly, and creditors typically prefer to avoid them. Our goal is to expedite the program to minimize the risk of lawsuits and swiftly navigate towards resolution.
Still have questions?
Our Certified Debt Specialists are here to help! Call us anytime for a FREE no-obligation consultation.
Client Approved—Industry Recognized
Client Approved—Industry Recognized
