Your Journey to Financial Freedom Starts Here

At Luna Debt Relief we want our clients to be Debt Free as quickly as possible and at the lowest amount. Our clients typically resolve their debt within 24-48 months and can reduce their monthly payments by more than half!

Happy LDR Client

Our Process is Simple

Chat with us about your debt

Tell Us About Your Debt

We'll provide you with a FREE debt assessment and a personalized plan of action for YOU.

Learn what you can save

Learn What You Can Save

Our goal to keep more money in your pocket. Pay less than what you are currently paying monthly.

Say goodbye to debt

Say Goodbye to Debt

Get back to financial stability and living your life within 24-48 months.

Our Experts Are Knowledgeable
in all Forms of Debt

Form of Debt

Credit Card Debt Relief

Pay a fraction of the credit card debt you owe in less time.

Form of Debt

Personal Loan Relief

Our experts can help you navigate through life's financial challenges.

Form of Debt

Debt Consolidation

Save by combining multiple credit card debts into one affordable loan.

Form of Debt

Debt Relief Settlement

Pay off the debt you owe in less time and maximize your savings.

Form of Debt

Bad Credit Debt Relief

Our team can help resolve your debt regardless of credit score.

Form of Debt

Unemployment Debt Relief

Put your unemployment debt behind you and get the fresh start you deserve.

You're in Good Company

These reviews are from real clients who went through a debt relief program and have authorized us to use their reviews.

"During the first few months, my impatient side started to kick in a bit while they negotiated with my creditors. But once those offers started coming in, it was like hitting the fast-forward button on my debt journey."
Happy Client Testimonial Headshot

Christine M.


"Was a bit skeptical at first, but after chatting with the team, I was educated on the programs pros and cons. Turns out, the benefits definitely outweighed the cons."
Happy Client Testimonial Headshot

Gary S.

Design Agency Owner

"I am incredibly grateful for the exceptional services provided by this debt relief company. Thanks to their expertise and commitment, I am now on a path to financial recovery with newfound confidence and peace of mind."
Happy Client Testimonial Headshot

Mark R.

Owner of azzi

Pay Off Your Credit Card Debt

We'll provide you with a FREE debt assessment and a personalized plan of action for YOU.

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To provide you with a clearer insight into what you can anticipate, review answers to some frequently asked questions that may address your queries.

How will my credit be impacted?
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Your credit score may experience a temporary decline as you enroll in the program, depending on your current credit standing. It's important to note that a significant determinant of your credit score is your credit utilization. As the program resolves your debts, your overall debt should decrease, which should lead to a lower credit utilization and potential long-term improvement in your credit score.

What will your service cost me?
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The program fees vary from 15-29% of the total enrolled debt to be settled, and the rates may differ based on your state of residence.

How long will it take me to get out of debt?
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The timeframe for resolving your debt through our program hinges on the speed at which you can accumulate funds for settlement offers. The more rapidly you save, the sooner you can achieve financial freedom, usually within a span of 24-48 months. In contrast, adhering to minimum credit card payments might extend your debt repayment to 10-20 years, resulting in paying back 2x, 3x, or even 4x the initially borrowed amount.

What forms of debt can you resolve?
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We handle the majority of unsecured debts*, engaging in daily negotiations with major credit card issuers and banks to reduce outstanding balances. Some of the debts eligible for settlement assistance include Credit Cards, Personal Loans, Lines of Credit, Medical Bills, Collections, Repossessions, Business Debts, and Certain Student Debts.*Unsecured debt refers to any debt not tied to an asset like a home or automobile, offering consumers fewer complications as they aren't at risk of losing an asset if unable to repay the debt.

Falling behind on payments for unsecured debts doesn't give lenders a claim on your property or the ability to repossess items or foreclose on your home; however, they can file a lawsuit against you. If uncertain about your debt's eligibility, please don't hesitate to contact us at 888-861-5862.

Will I be sued by my creditors?
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While there's a slim chance of facing a lawsuit from a creditor, it's worth noting that legal proceedings can be costly, and creditors typically prefer to avoid them. Our goal is to expedite the program to minimize the risk of lawsuits and swiftly navigate towards resolution.

Still have questions?

Our Certified Debt Specialists are here to help! Call us anytime for a FREE no-obligation consultation.

Client Approved—Industry Recognized